Pradhan Mantri Vaya Vandana Yojana (Modified-2020) (PMVVY) is Government of India Guaranteed Pension plan for senior citizens which provides guaranteed 7.4% monthly (7.66% in yearly mode) pension for 10 years after one time investment. The invested amount is returned back to the policy holder after 10 years. In case of death during pension period of 10 years, the deposited amount is returned to the nominee of the policy holder and policy terminates. This plan is available from 26-05-2020 till 31-03-2023.