LIC Bima Jyoti Plan (Table-860) |
|
| Age | 0-60 Years |
| Policy Term | 15-20 Years |
| Premium Paying Term | Policy Term -5 |
| Maximum Age At Maturity | 75 Years |
| Maturity Amount After Completion of Policy Term | Basic Sum Assured + Accumulated Guaranteed @ Rs. 50 per thousand of Sum Assured |
| Death Claim Amount During Policy Term | Death Sum Assured + Accumulated Accumulated Guaranteed + Term Rider Sum Assured (if Opted). Additional Accidental Rider Sum Assured in case of Accidental Death (if opted) |
| Death Sum Assured | 125% of Basic Sum Assured or 7 times of Annualised Premium, whichever is higher. |
| Available Riders | Accidental and Disability Benefit Rider, Term Assurance Rider, Accidental Benefit Rider, Premium Waiver Benefit Rider |
| Surrender and Loan | Available if, all premiums of First 2 Years are paid. |
| Tax Benefit | Premium is exempted (80c) and Maturity/Death Claim is Tax Free (10(10D) |